TIO Travel Insurance Products

Save up to 20% on our Exclusive Products

A fully refundable $50 deposit (per trip) locks in Early Bird Discounts and rates.
Completed application and balance due
 prior to travel.

Deadline: September 30th, 2022

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Exclusive Product + COVID-19 Coverage

Includes coverage for COVID-19 even if there is a travel advisory in effect.

Risk Free: Cancel for any reason prior to travel
and get a full refund

Covers pre-existing medical conditions that have been stable in the 90 days prior to travel

$99 US deductible
(save up to 50% by selecting a higher deductible)

Retiree plans with $500,000 or more get $5 million in coverage beginning on your departure date when you top-up with 30 days or more of coverage

Travellers Choice

Exclusive Product + COVID-19 Coverage

Early BIrd Discount - Save 15%

Includes coverage for COVID-19 if you have been vaccinated

Risk Free: Cancel for any reason prior to travel
and get a full refund

Additonal benefits included with your retiree plans 

Daily rates allow you to pay for the exact number of days you require

Some of the lowest rates in Canada for persons with pre-existing medical conditions such as Diabetes, Cancer, Gastrointestinal issues and some lung conditions

Âge d'or

Early Bird Discounts - Save up to 20%
Ages   0-75 → Save 15% 
Ages 76-89 → Save 20% 

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COVID-19 Coverage

Includes coverage for COVID-19 if you have been vaccinated

Annual Plan Special: Get 15 months of coverage for the price of 12 months = a 25% value!

Offers Trip Cancellation & Trip Interruption Insurance, as well as, Baggage Coverage

Offers coverage for pre-existing medical conditions that have been stable 7 days prior to travel

Some of the lowest rates for persons age 40 and under

Includes TuGo 'MyFlyt' which offers the choice of an airport lounge pass or cash payout when your flight is delayed by 2 or more hours


TuGo

COVID-19 Coverage

Includes coverage for COVID-19 even if there is a travel advisory in effect.

Blue Cross is available in Ontario, Quebec, and the Atlantic Provinces

Excellent coverage for persons with multiple pre-existing conditions that are stable in the 6 months prior to travel

Includes 'Serenity Service,' which provides a range of benefits if your flight is delayed, including compensation or free access to an airport lounge or a hotel room for long delays


Blue Cross

TIO Travel Insurance Plans

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Visitors to Canada

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Family

Plans

Dental Tools in Pocket

Health & Dental
Plan

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Student

Plan